Does anyone use USAA

Does anyone use USAA?

Does anyone use USAA banking? We have USAA insurance and was thinking of switching to the banking...if you have it do you like it and how easy is it to use? ...I posted this question a few minutes ago but was talking on the phone and typing and wrote the wrong name of the company..guess i cant multi task LOL...anyways if you have used it let me know

Other Answers:

I have it for car insurance, my grandma uses it for all her loans, they usually give her a killer rate (1% below prime usually). The service is excellent and quite helpful.

My fiance' does and he loves it. any ATM fees are reimbursed back to you and they can help greatly when applying for loans through them. They were highly recommend from other military friends of ours also.

Love them!!!! And now you can scan checks to deposit them. Directions are on their website and it walks you through it. Shows up within minutes on your bank account. And being overseas... you don't know how handy that is!!

We've done 3 moves since starting our banking with them in 1998 and have never had issues. Has made our lives so much easier.

Also, great programs for the kids. Daughters had checking accounts at age 10 (needed two signatures). Talk about teaching fiscal responsibility! And we will be getting the secured debit cards when they turn 13. Even have newsletters for them, to learn how to manage money.

Definitely one of the perks of being military!!

I would recommend them any day. I do all my banking on-line, I pay my bills on line, I get great points with my dept / credit cards, when active they give you 4% intrest instead of the 6% under the soldiers and sailors act, if you are deployed - they still charge you the 4%, but when you get back they give you all the intrest back, you do not have to give them documentation that you are active or deployed - they take you word for it. It goes on to your kids, there are all sorts of great investment oppotunities, you can extrend your credit limit easily, insurance is great and if you pay early you price goes down, I have bought 2 cars with them and it was very easy. Refinance very easy on car or house. They know how to do everything dealing with the military - they know the meaning of military terms (PCS, TDY etc) The longer you are with them the better things get, free checking, free online banking, you can get your documents on line as opposed to the mail if you want - it is great since we move alot - I don't have to change anything with the bank, I just update my address when I get the chance, but I never skip a beat since everything is done on-line - great security too. I know that this is very much out of order, but I can't say enought about them, no fee for opening a checking account, no minimums, VERY EASY TO WORK WITH!!!! I LOVE THEM. You always talk to someone that speaks English very clearly - no long waits on the phone